TGIF: A Case for the Emergency $20


Remember how last week’s TGIF was an ode to the fact that travelling is oh, so not glamorous? Well, I might’ve willed a little more bad luck into my life, with that statement. Sometime between Friday afternoon and Saturday morning, I lost both my debit card and credit card in Toronto. I remember using my credit card to pay for lunch for my boss and I, then emptying my pockets back at the office… and I don’t know what I did with my cards after that. I didn’t need to use them after work, at all, which is why I didn’t notice they were gone until Saturday morning. After ripping apart my purse and luggage, I knew they weren’t in my possession and I hit straight up panic mode.

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The Toughest Bad Habit to Kick


As I mentioned last week, I’m now five months into this yearlong ban on both shopping and takeout coffee. Thank you for being forgiving of the one coffee ban slip that occurred in October. You were all right about the fact that it happened absentmindedly, and I’ve tried to remain conscious of that mistake each time I’ve walked into a coffee shop since. Unfortunately, I can’t say the same about the shopping ban slip that took place a couple weeks ago. Nope, this one was deliberate…

First, some reminders: One month into the shopping ban, the only time I’d really felt the urge to shop and spend money was when I discovered new books I wanted to read. In the past, whenever I wanted a new book, I ordered it from Amazon or bought/downloaded it onto my e-reader. There were no questions asked. If I wanted a book, I bought it right away. So, in the first 31 days, my reaction to discovering new books I wanted was thinking “well, this sucks,” and then hosting a pity party for 1.

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TGIF: Travelling is Not Glamorous


Travelling is not glamorous. There are red eye flights where you’re stuck sitting next to babies who kick you every 20 minutes. Layovers. Short layovers where you’re running from one plane to the next. Long layovers where you eat or drink too much. So many layovers. There are cab drivers who scream at you and then share TMI about their personal lives. Clear mornings that turn into rainy afternoons, which you’re not prepared for in canvas shoes. Cold, wet feet. Red noses and cheeks. All the shivers. Wet clothes that start to smell and have to be packed that way. Then there are cabs that charge 2.8x the normal fare during peak hours. Cold, wet feet again, because you didn’t learn your lesson the first time. Flight cancellations. Flight delays. Credit system failures at airports, which make you regret spending your last $5 bill on a mocha versus food. Further flight delays. And there are even days where you don’t eat your first meal until 9 o’clock at night.

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